Dedicated mortgage lender passionate about helping clients achieve homeownership and build wealth through real estate. With 25+ years of experience as a loan officer, broker, and branch manager, I bring extensive knowledge of home loan programs to first-time buyers and seasoned investors alike. My background includes roles in mortgage processing, economics, title services, and property management, providing a unique perspective on the entire real estate process. I prioritize client education, offering honest guidance and competitive rates to ensure confident financing decisions. Expect exceptional service delivered with integrity, a positive attitude, and unwavering dedication. Let's discuss your mortgage needs and make your real estate goals a reality.