**Your Trusted Iowa Mortgage Partner**
Ryan, a seasoned loan officer with 5+ years in banking and real estate lending, specializes in making homeownership dreams come true. He and his team excel at tailoring mortgage solutions to your unique needs.
Farmers Trust & Savings Bank, Spencer's oldest independent bank (est. 1916), offers diverse loan options, including conventional mortgages and government programs like FHA, VA, and USDA loans. As an Iowa Finance Authority and Spencer Quality Housing Initiative lender, we provide access to additional resources.
Experience personalized service and local decision-making. At Farmers Trust & Savings Bank, we build lasting relationships and prioritize your financial well-being.