Nationally licensed Loan Officer with 10+ years experience as a Branch Manager, specializing in fast, in-house loan processing for purchases and refinances across all 50 states. I build lasting relationships by tailoring mortgage solutions to your unique financial goals, offering a streamlined process for timely and cost-effective closings. Expertise includes Conventional, FHA, VA, Jumbo, USDA, and down payment assistance programs. I assist first-time buyers, repeat purchasers, and homeowners seeking debt consolidation or cash-out refinancing. Dedicated to real estate agent partnerships and providing 24/7 availability as your single point of contact. Contact me today for dependable, professional service and to achieve your homeownership dreams. Serving all property types including single family, multi-family, condos, and investment properties.