Experienced Mortgage Banker at Congressional Bank (formerly American Bank Mortgage Group) dedicated to providing seamless and trustworthy home financing solutions. I specialize in guiding clients through diverse loan options, including FHA, VA, USDA, and conventional mortgages. Serving all 50 states with competitive rates and flexible terms. We offer: low credit score options (580+), high-ratio financing for second homes/investment properties (up to 85%), and 100% VA financing. Expert in first-time homebuyer programs and Jumbo loans. Contact me today for personalized mortgage guidance.