Gaithersburg, Maryland homebuyers: Meet Saul Balderrama, your M&T Bank Mortgage Loan Officer. Specializing in conventional and FHA loans, Saul guides clients through a seamless mortgage application process. He leverages his expertise to efficiently process and secure loan approvals, making homeownership dreams a reality. Connect with Saul Monday-Friday, 9 AM to 5 PM, for personalized assistance and expert advice. Serving the Gaithersburg community.