Experienced Mortgage Loan Officer specializing in residential and investment property financing since 1993. Licensed Mortgage Broker since 1998, possessing comprehensive expertise across all facets of the mortgage lifecycle, from client acquisition to post-closing. Offering tailored loan solutions for purchase, refinance, and cash-out scenarios. Proficient in Conventional, FHA, VA, Reverse Mortgages, and Jumbo loans. Adept at navigating complex underwriting and providing creative financing options, including solutions for self-employed borrowers and those with less-than-perfect credit. Expertise includes single-family homes, townhouses, condos, and 1-4 unit properties.