Dedicated mortgage originator Scott Bienstock leverages extensive real estate experience to guide homebuyers toward wealth building through homeownership. Formerly a licensed real estate agent and a homeowner himself, Scott understands the process inside and out. He expertly navigates first-time buyers, purchases, and specialized loan programs including FHA 203k, investment properties, USDA, VA, VA rehab, and conventional rehab loans. Scott prioritizes family time, enjoying pool days and vacations. This animal lover shares his home with two dogs, two cats, and a hermit crab, and spends weekends cheering on his children in their sports activities.