Experienced Mortgage Loan Officer dedicated to providing exceptional service and tailored solutions. With two decades in the industry, I guide clients through the complexities of home financing with integrity and expertise. Specializing in a wide range of loan programs, including Fannie Mae, Freddie Mac, FHA, VA, USDA, Reverse Mortgages, Renovation Loans, and HELOCs, I cater to diverse credit profiles. Whether you're a first-time homebuyer or a seasoned investor, I'm committed to helping you achieve your real estate goals with competitive rates and personalized guidance. Let my knowledge work for you.