Monterey, Tennessee: One Bank of Tennessee welcomes Shannon Padgett, your dedicated Mortgage Loan Officer. Specializing in conventional and FHA loans, Shannon expertly guides Tennessee borrowers through every step of the mortgage process. She ensures a seamless and efficient experience, helping you secure the right financing for your dream home. Available Monday through Friday, 9 AM to 5 PM. Contact Shannon today to explore your mortgage options and achieve your homeownership goals.