Mortgage Loan Originator dedicated to providing exceptional service. Nationally and state licensed, I hold the XINNIX Certified Originator (XCO) designation, a distinction held by only 1% of US lenders. My comprehensive training at XINNIX, the nation's leading mortgage academy, included 300 hours of coursework across 70+ mortgage industry topics. I am committed to guiding clients through the loan process with expertise and integrity.