Experienced Mortgage Loan Originator (NMLS 236871) licensed in Colorado and Nevada. For 14 years, I've helped clients achieve homeownership and financial goals through strategic refinancing. Expertise in FHA, VA, Conventional, and USDA loans, plus down payment assistance and non-traditional options. I prioritize clear communication and a smooth, stress-free process, proactively addressing potential issues for on-time closings. Building lasting relationships with clients and partners is my focus. Contact me for a mortgage consultation.