Mortgage Lender specializing in purchase and refinance loans across Frederick, Allegany, Washington, and Garrett Counties, PA and WV. With over 25 years of experience, I guide first-time homebuyers and seasoned investors alike. SECU offers diverse loan programs: 100% financing, fixed and adjustable rate mortgages, FHA, VA, USDA, HomeReady, and specialized options for medical professionals. Explore cash-out refinances, debt consolidation, and Super Jumbo loans (up to $2 million). Call 410-980-9512 to explore your mortgage possibilities.