Dedicated Loan Officer specializing in Veteran home loans. Spencer Garcia, a San Diego State graduate with a BS in Business Management, brings a unique perspective shaped by his military service. After serving his country, Spencer is now committed to serving fellow Veterans and active-duty personnel in achieving their homeownership dreams. Based in Hawaii, Spencer leverages his business acumen and passion for helping others to guide borrowers through the mortgage process at Veterans United. He understands the specific needs of military families and is eager to provide expert guidance and support.