Experienced Loan Officer dedicated to helping clients achieve their homeownership dreams. Since 2001, I've guided individuals and families through the mortgage process, offering personalized solutions and expert advice. My background provides a unique perspective, allowing me to understand diverse financial situations and tailor loan options to meet specific needs. I specialize in purchase and refinance loans, ensuring a smooth, stress-free experience with clear communication and a focus on your financial well-being. I leverage Neighborhood Housing Services of Baltimore's resources to provide competitive rates and access to down payment assistance programs. Let me help you find the perfect loan to achieve your homeownership goals.