I'm Steve Carter, a seasoned mortgage professional with nearly 30 years of experience. My team and I are dedicated to helping you achieve your homeownership dreams and build a strong financial future through strategic mortgage solutions.
As a direct lender, we offer a wide range of loan options, including VA, FHA, USDA, and conventional mortgages, often with competitive rates unavailable elsewhere. We specialize in assisting first-time homebuyers, self-employed individuals, military families, and those with credit challenges. Even with credit scores in the 500s, options may be available.
We handle the entire loan process in-house, ensuring a fast, smooth closing and personalized attention. Whether you're purchasing, refinancing, or seeking a cash-out refinance for a primary residence, second home, investment property, or condo, we're here to guide you. Contact us today for a tailored lending solution.