Seasoned Mortgage Loan Officer with 19+ years guiding clients through successful home financing. I leverage deep financial expertise and innovative solutions to simplify the mortgage process, whether you're a first-time buyer or seeking to refinance. Dedicated to providing exceptional, personalized service for every purchase, refinance, remodel, or new construction project. Twin Cities native, committed to understanding and meeting your unique financial needs with integrity and care. Let's make your homeownership dreams a reality.