Mortgage expert with 20+ years experience guiding homeowners. Rooted in residential construction since 1987, I transitioned to mortgages in 1999, driven by a passion for helping individuals achieve their homeownership dreams. Specializing in tailored mortgage solutions, I assist first-time buyers and those navigating evolving housing needs. Today, I focus on reverse mortgages (HECMs), empowering seniors (62+) to unlock home equity, enhance retirement, and enjoy financial freedom. Let's explore how I can help you secure your ideal mortgage.