**Your Trusted Mortgage Advisor**
Seeking expert guidance for your home financing? With 33 years of experience and degrees in finance and economics, I provide tailored mortgage solutions with unwavering integrity. I hold NMLS, CA Real Estate Broker, and CA General Contractor's licenses. My commitment is to your financial well-being, even if it means advising against refinancing. As a referral-based business, client satisfaction is paramount, reflected in my exceptional closing ratio and 5-star ratings. Experience a streamlined loan process and personalized service. Plus, for every closed loan, I donate a microloan to Kiva.org, empowering entrepreneurs worldwide. Let's achieve your real estate goals together.