Seasoned Loan Officer specializing in first-time homebuyer programs and 203k loans. With over 25 years of mortgage industry experience, including extensive background in processing, underwriting, and closing, I bring a comprehensive understanding to every transaction. My operational expertise gained from managing large mortgage company departments provides a unique advantage in navigating the complexities of home financing. For the past 11 years, I've dedicated my career to originating loans and guiding clients through the home buying process. I am passionate about helping individuals and families achieve their dream of homeownership.