**Winona Area Loan Officer | Home Equity Specialist**
Since 2013, Tammy has served Altra members as a dedicated Financial Services Officer, specializing in home equity loans and real estate lending. Known for exceeding expectations and building strong relationships, she guides clients through the loan process with expertise and personalized service. A lifelong Winona resident, currently residing in Dakota, MN, Tammy is deeply invested in the community, serving on the Junior Achievement board. When she's not helping members achieve their financial goals, she enjoys family time and outdoor activities.