Fairhope, Alabama, meet Terry Defee, your SmartBank Mortgage Loan Officer. Specializing in Conventional and FHA loans, Terry guides clients through every step of the mortgage process, 9 AM to 5 PM. He leverages his deep understanding of loan application and approval procedures to secure the best possible financing solutions. Based in Fairhope, Terry operates with SmartBank's full support, ensuring compliance and a seamless experience. Contact Terry today for expert mortgage advice.