Seasoned Loan Officer with 28+ years experience, Theresa joined First National Bank in 2018. Previously Sales Manager/Senior Loan Officer at Carrington Mortgage (Towson, MD). University of Maryland Accounting Degree. Specializing in New Construction (up to 95% financing), Lot Loans, Rehab Loans, and New Purchase (up to $2M). Serving the Greater Baltimore Metro Area and lending in DE, OH, PA, VA, NC, SC, GA, and FL. Actively involved with the Greater Baltimore Board of Realtors and local community charities. Contact Theresa at First National Bank for your lending needs.