Denton, Maryland: Connect with Thomas Richard II, your dedicated Mortgage Loan Officer at HORIZON FARM CREDIT, ACA. Thomas specializes in simplifying the home financing process, offering expert advice on conventional and FHA loans. He's committed to guiding you smoothly from application to closing. Available Monday-Friday, 9 AM to 5 PM, to discuss your mortgage needs and help you achieve your homeownership goals. Contact Thomas today for personalized service and expert mortgage solutions.