Seasoned mortgage professional T.J. Barker leverages two decades of financial expertise to guide clients through the home financing process. As a loan officer and sales manager, he champions informed decision-making. T.J. advocates for providing every customer with a Total Cost Analysis (TCA), empowering them to compare mortgage options comprehensively. He believes transparency and data-driven insights are crucial, ensuring clients select the mortgage best suited to their individual needs, rather than relying solely on lender recommendations.