Experienced Loan Officer dedicated to securing optimal financing solutions. With 10 years in the mortgage industry, I leverage my expertise and a Finance & Business Management background from the University of Phoenix to provide personalized guidance. I focus on delivering competitive rates and exceptional service, ensuring a smooth and informed experience whether you're buying, refinancing, or seeking expert advice. My commitment is your complete satisfaction and confidence in referring me to your network. Let's discuss your financial goals. Tom Oltmann.