**Mortgage Expert | Covington, LA**
With 19+ years of mortgage experience, Tim Joseph, Branch Manager and Mortgage Loan Originator at GOLD FINANCIAL, guides homeowners through purchase and refinance journeys nationwide. Based in Covington, LA, Tim leverages GOLD FINANCIAL's direct endorsement with GNMA & FNMA for streamlined, in-house loan processing, underwriting, funding, and servicing.
Specializing in FHA, VA, and conventional loans, Tim offers diverse mortgage solutions, including USDA, reverse, jumbo, and construction loans. He also provides expertise in FHA 203K rehab, fixed-rate, and adjustable-rate mortgages. A Southeastern Louisiana University graduate, Tim helps clients achieve their homeownership dreams.