Hagerstown, Maryland homebuyers: Meet Timothy Johnston, your dedicated Mortgage Loan Officer at Middletown Valley Bank. Tim specializes in simplifying the mortgage process, offering personalized guidance and securing competitive financing. Expert in both conventional and FHA loans, Tim is committed to finding the right mortgage solution for your unique needs. Available Monday-Friday, 9 AM to 5 PM. Contact Tim today for expert mortgage advice in the Hagerstown area.