Klamath Falls homebuyers, meet Timothy Estores, your Umpqua Bank Loan Officer. Specializing in both FHA and conventional mortgages, Timothy helps clients navigate the home financing process with ease. He leverages his in-depth knowledge of Federal Housing Administration (FHA) and traditional mortgage programs to secure the best possible loan options. Connect with Timothy Monday through Friday, 9 AM to 5 PM, and take the first step toward your dream home.