Experienced Mortgage Loan Officer TJ Gladwin has been navigating the mortgage landscape since 2010, providing expert guidance through every stage of the loan process. TJ leverages his comprehensive background in loan processing and post-closing analysis to exceed client expectations. Customer satisfaction is his top priority, offering financial guidance, accountability, and building trust. Specializing in MN Housing, HARP, FHA, Conventional, Investment, First-Time Homebuyer, Second Home, Fixed-Rate, VA, USDA, ARM loans, and options for borrowers with less-than-perfect credit. Built on repeat business and referrals. Contact TJ Gladwin at LoansWithTJ.com for a no-obligation quote on your home purchase or refinance. SWBC Mortgage Corporation NMLS #9741 www.nmlsconsumeraccess.org Equal Housing Lender. Licensing: www.swbcmortgage.com/mortgage-licenses-disclosures