Mortgage expert Tom helps clients navigate the biggest financial decisions of their lives: buying or refinancing a home. He provides personalized guidance, ensuring informed and empowered choices throughout the loan process. With extensive mortgage lending experience, Tom assists first-time homebuyers, those seeking new homes, and individuals exploring refinancing. He specializes in matching clients with the ideal loan solution from a wide range of options, including Conventional, Jumbo, FHA, VA, USDA, and Renovation loans. Tom's commitment is finding the perfect fit for your unique needs.