Trace Hawthorne: Your trusted mortgage advisor since 1993. I've helped countless families and investors secure over $200 million in home financing. Specializing in personalized service, I offer diverse loan options including FHA, USDA, VA, MHFA, and bond programs for first-time buyers, move-up properties, second homes, rehab projects, and new construction. My experience as a former Minnesota real estate licensee provides unique insight into the entire home buying process, ensuring a smooth transaction. I prioritize understanding your needs and finding the perfect mortgage solution. Let's make your homeownership dreams a reality. Contact me at 612-245-4497 or www.tracehawthorne.com.