St. Joseph, MN homebuyers: Meet Tracy Hoeschen, your dedicated Mortgage Loan Officer at Magnifi Financial Credit Union. Tracy specializes in guiding clients through the mortgage process, making homeownership dreams a reality in St. Joseph and neighboring communities. With availability Monday-Friday, 9 AM to 5 PM, Tracy offers personalized mortgage solutions tailored to your unique needs. Contact Tracy today for expert advice and seamless service.