Mortgage expert since 2004, helping clients achieve homeownership with Southwest Funding, a direct lender with 25+ years experience. Specializing in Conventional, VA, FHA, and USDA loans. We offer flexible credit score options, starting at 580 for government-backed loans and 620 for Conventional. Credit challenges? I can help you improve your score and transition from renting to owning. Contact me today to explore your mortgage possibilities. Office: 303-228-8717, Cell: 720-261-5421.