Northern Colorado's trusted Senior Home Lending Advisor, Valerie, brings 30 years of expertise to your mortgage journey. Specializing in pre-qualification, fixed and adjustable-rate mortgages, FHA, VA, first-time homebuyer programs, conforming and jumbo loans, Valerie expertly guides clients through every step. Whether you're buying your first home, upgrading, downsizing, or investing in a second property, Valerie provides personalized financial reviews to identify the ideal mortgage solution. Expect clear explanations, proactive communication, and a seamless, positive home lending experience. Contact Valerie today to explore your options.