Maryland and Florida licensed Loan Officer specializing in first-time homebuyers and investment properties. Based in Baltimore, I bring expertise in VA, FHA loans, and debt consolidation refinances. Passionate about educating borrowers and finding solutions, I guide clients through a clear, personalized path to homeownership. Seeing the joy of new homeowners and the relief of financial stability drives my commitment. I go the extra mile to ensure your success. Proudly serving Maryland, especially Baltimore, and Florida, particularly Jacksonville. NMLS ID 1773241.