Frederick, Maryland native Billy Couillard is a seasoned mortgage loan officer dedicated to guiding homeowners through the lending process. With a Communications degree and Business minor from Salisbury University, Billy leverages his expertise to understand your unique financial goals and identify optimal mortgage solutions. He provides clear, consistent communication from application to closing, ensuring a smooth and informed experience. Back at The Federal Savings Bank, Billy brings extensive knowledge, problem-solving skills, and a commitment to exceptional customer service to help you achieve your homeownership dreams. Based in Edgewater, Maryland, Billy enjoys outdoor activities with his family.