Hawaii mortgage expert Zaira Santos helps families achieve their homeownership dreams. Based in Mililani at Bank of Hawaii, Zaira leverages her deep mortgage industry knowledge to guide clients through every step of the financing process. From first-time homebuyers to seasoned investors, she offers personalized solutions and simplifies complex mortgage options. Serving Mililani and surrounding communities, Zaira is available 9 AM to 5 PM to discuss your mortgage needs and help you find the perfect loan. Contact her today to explore your options.